SBI Secure OTP is an OTP generation App for verifying transactions done through SBI Internet Banking and Yono Lite SBI App.
SBI users can generate OTP at the time of performing transaction in SBI Internet Banking / Yono Lite SBI application in two modes:
- Online OTP in which Internet connection (via SIM or Wi-Fi) is required for generating OTP.
Registration process :
- Download and open SBI Secure OTP app, enter username and select SIM 1 or SIM 2 to register SBI Secure OTP application. No SIM selection required in case of single SIM.
- Kindly ensure that SIM registered (Registered Mobile number - RMN) with the Bank is used.
- A message will be shown on the screen regarding sending an SMS from the device for validating mobile number.
- Click on ‘Proceed’ button and an SMS containing a unique code will be sent from the device to a pre-defined Number. Kindly note that for sending the SMS standard SMS charges are applicable as per your SMS plan.
- Enter password and click on ‘Proceed’. Accept the Terms & Conditions for registration by selecting the check box and click ‘Ok’ button.
- An OTP will be sent to the registered mobile number.
- Enter the OTP received and after OTP validation, user will be asked to set the MPIN for SBI Secure OTP app.
- After that an activation code will be sent to the registered mobile number. This activation code is valid for 10 minutes.
- User has to complete the activation by login to OnlineSBI (or) YonoLite.
Activation Process at OnlineSBI:
- Login to OnlineSBI, go to profile section and click on Activate Secure OTP link.
- Enter the activation code received.
- User registration to SecureOTP app will be completed after successful validation of activation code.
- Please note that mode of OTP authentication for Internet Banking/Yono Lite will changed to State Bank Secure OTP. User will no longer receive OTP over SMS.
- Login to SBI Secure OTP application using MPIN.
Activation Process at YonoLite
- Login to YonoLite app (either through EasyPin or Password), go to profile section (under Hamburger menu) and click on Activate Secure OTP link.
- Enter the activation code received.
- User registration to SecureOTP app will be completed after successful validation of activation code.
- Please note that mode of OTP authentication for Internet Banking/Yono Lite will changed to State Bank Secure OTP. User will no longer receive OTP over SMS.
- Login to SBI Secure OTP application using MPIN.
Note: Ensure the same SIM is in place for generating Secure OTP that was used at the time of registration.
- Online OTP
- In INB screen user selects the option “Online OTP” and then selects the option “Get Online OTP” in the Secure OTP App, INB sends the OTP to the application. This options mandates that user has internet connectivity in mobile. This OTP is entered in INB screen and transaction is authorized.
- Settings
- In settings user can change mPIN and deregister SBI Secure App from your mobile
- Change mPIN
- Using this option User can change their mPIN.
- Deregister
- You can click on the de-register option provided in the "Settings" menu within the application. Then go to Onlinesbi "Profile>> High Security Option" and deregister the SBI Secure OTP App from there as well to complete the de-registration process.
- Please note that after de-registration you will start receiving the OTP in your mobile number that has been registered with INB.
- Forgot mPIN
- Forgot mPIN option will reset the app. You have to register again to the application using your INB credentials and the OTP received in your INB registered mobile number. Please login to Onlinesbi and go to "Profile>> High Security Option" and deregister the SBI Secure OTP App for receiving SMS OTP. You can re-register the application again in your mobile and continue using the same for OTP generation.